By accessing and using this website (the “Website”) and any web page hereof, you agree to be bound by the terms and conditions below. Reference to these general terms of use should be made each time you access and use the Website. This Website, its services and contents are provided for your use by Yongan International Financial (Singapore) Pte Ltd. (“YIFSPL”). Definitions “We’, “us”, “our” and “ours” means YIFSPL; and “you” means the user(s) of the Website.

General Disclaimer

The Website has been provided for your use on an “as is” and “as available” basis, and at your sole risk. YIFSPL, its directors, officers, associates, agents and affiliates make no representations, endorsements or warranties of any kind about the services, content, information and/or data contained on the Website

Use of Information and Materials/ Investment Advice

The contents of this Website do not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may visit this website. The information herein is published for information and general circulation only and is not to be taken in substitution for the exercise of judgement by the reader, who should obtain independent professional advice (on financial, legal, tax or other matters). Before entering into any transaction or making a commitment to purchase any product mentioned in this website, the reader should take steps to ensure that the reader understands the transaction and has made an independent evaluation into its merits and risks in light of the reader’s own objectives and circumstances. Past performance figures as well as any projection or forecast used in these web pages are not necessarily indicative of future or likely performance of any investment products. In particular, the reader may wish to seek independent professional advice (on financial, legal, tax or other matters) as the reader considers necessary or appropriate for such purposes. Neither YIFSPL nor any of its affiliates (including its shareholders and their related corporations) shall be liable in any manner whatsoever for any consequences (including but not limited to any direct, indirect or consequential losses, loss of profits and damages) of any reliance thereon.

YIFSPL is not liable for any misuse or misrepresentations of our Website links or company logo by any other websites. If you have any doubts on the authenticity of our Website link(s) or company logo in any other websites, please feel free to contact us for clarification.

Timeliness, accuracy and completeness of the information

In particular, we make no representation, warranty or guarantee as to, and shall not be responsible for, the accuracy or completeness of the information provided in relation to the timeliness, accuracy and completeness of any services, content, information and/or data contained in the Website, whether provided by us, any content providers or third parties. Please note that we do not maintain any other website. Therefore, should you leave the Website for a third party website via a hyperlink contained in the Website, you shall do so at your own risk. We shall assume no responsibility for the accuracy and completeness of any service, information, data and content made available by such third party website and make no representations about having reviewed or developed the service, information, data and content made available at such websites.


Copyright in the Website is owned by YIFSPL. It is strictly prohibited to reproduce, modify, translate, copy, distribute, display, hyperlink and/or transfer the contents and the information it contains, whether for free or valuable consideration, in whole or in part, by any means and/or for any purpose whatsoever, without written authorization from YIFSPL.

Intellectual Property

YIFSPL reserves all intellectual property rights to its services, content, information and data on the Website. You shall, therefore, agree not to do anything that will violate or infringe the YIFSPL’s intellectual property rights. In particular, you shall not reproduce, download, transmit, disseminate, sell, distribute, publish, broadcast, circulate and/or exploit (whether for commercial benefit or otherwise) the information and/or reports obtained from or through the use of the Website, except with the express wrote consent of the YIFSPL and/or the respective copyright, trademark and service mark holders.

No Warranties

While every care has been taken in preparing the contents contained in the Website, such contents are provided to you “as is” and “as available” without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such contents.

Electronic transmission

In addition, due to the inherent unreliable and unsecured nature of the Internet and other telecommunication channels as a medium of data transmission, you acknowledge that such transmission may be delayed, interrupted and/or intercepted. Regardless of any security measures taken by us, we shall assume no responsibility whatsoever for any loss or expense resulting from such delays, interruptions and/or interceptions.

Exclusion of Liability and Indemnity

In no event shall YIFSPL be liable to you for any and all losses, damages, costs, charges, and/or expenses of whatsoever nature and howsoever arising including legal fees on a full indemnity basis and cost of funding incurred by you as a result of your access to and use of the Website.


YIFSPL reserves the right to vary and make changes to the services, information, content and/or data contained in the Website at any time and without prior notice to you.

Local Legal Restrictions

This Website can be accessed worldwide. The information provided is however only intended for use by any person in any country where such use would not be contrary to local law or regulation. None of the products and services referred to on this Website is available to persons residing in any country where the provision of such services or investments would be contrary to local law or regulation. It is the sole responsibility of the recipient to ascertain the terms of and comply with any local law or regulation to which they are subject to. For avoidance of doubt, the ability to access our Website does not necessarily mean that our Services, and/or your activities through it, are legal under the laws, regulations or directives relevant to your country of residency. This Website does not constitute, and may not be used for the purposes of, an offer and/or solicitation to anyone in any jurisdiction in which such offer and/or solicitation is not authorized, and/or to any person to whom it is unlawful to make such an offer and/or solicitation. Access to this Website, and the offering of financial contracts via this site, may be restricted in certain jurisdictions, and, accordingly, users accessing this site are required to inform themselves of, and to observe, such restrictions. Without limiting the foregoing, our services are not available where they are illegal to use, and the Company reserves the right to refuse and/or cancel services to anyone at its own discretion. Persons from US are advised to check against their local law and regulation.

Governing Law

These general terms of use shall be governed by and construed in accordance with the laws of the Republic of Singapore and the parties hereby agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore. Products and services referred in this Website are offered only in jurisdictions where and when they may be lawfully offered by YIFSPL. The contents in the Website are not intended for use by persons located in or resided in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

IMPORTANT: By accessing this Website and any of its pages you are agreeing to the terms set out above